In January 2016 Dolph Janis contributed to an article on gobankingrates.com the article is titled:
“Millennials Are Wary of Debt, Unthinkably Optimistic About the Future”
Written By Chris Metinko , January 1, 2015
Kate Dye was able to graduate from college without owing a dollar — and she has no plans of changing her liability-averse financial situation anytime soon.
“I still live like I’m in school and in a city with low rent,” said the 25-year-old resident of Hamilton, Ontario in Canada who works as a health consultant. “I don’t want to go into debt, because I want to have the freedom to travel or make a career change to do something I am passionate about. Not now, but in a few years. I think most of my life milestones are going to happen later than they did for my parents, and debt is one of them.”