In December 2015 Dolph Janis contributed to an article on gobankingrates.com the article is titled:
“Laid Off? 9 Changes to Make Today”
Written By John Schmol , December 5, 2015
Getting laid off can be an overwhelming experience. You’re likely dealing with a mix of emotions, from relief to fear to frustration, and more. Whether you have warning or not, a layoff is almost always unwelcome news.
Outside of the obvious need to begin a job search, you also have the financial impact of unemployment. In some instances, a severance package can help lighten the blow. Unless you have a fully stocked emergency fund, weathering the potential financial storm heading your way requires action on everything from filing for unemployment to slashing expenses.
Here are nine actions to take today if you’ve been laid off.
In December 2015 Dolph Janis contributed to an article on Safebee.com the article is titled:
“How to Plan For Retirement if You Don’t Work”
Setting aside money for retirement is easier when you have a great job. But what if you don’t? If your spouse works while you manage the house, a premature death or divorce could leave you struggling to save. If you’re disabled or just can’t work regularly, building up a nest egg on your own could likewise be a problem.
Start making plans now so you’ll have a financial cushion later in life.
This month Dolph Janis was published in Fortune Magazine the article is titled:
“Are You Guessing Or Planning For Your Retirement?”
Milestones define our lives. Whether it’s making the team, graduating from college, or getting that first job, goals are set and dreams are realized. When you reach retirement age, it is important to ensure your financial goals are realistic. Everyone should enjoy retirement. But there are many factors that can tarnish your Golden Years.
When you are thinking about all the preparations for retirement, i.e. when, where, how and such, does the thought of safety come to your mind?
This month Dolph Janis was published in Money Magazine the article is titled:
“Weather-Proofing Your Nest Egg: The Smart Way to Plan”
Imagine you are going on a family vacation. You pick the dates, find the hotel, and create a budget. In the perfect world, everything goes as planned. Then, a storm blows in and changes everything. Do you have a back-up plan? Things change, and you have to prepare for the unknown. The same principal applies to your retirement goals.
Preparing for retirement is a task within itself. The choices feel endless, and ultimately you will make the decisions that will define your retirement. Oftentimes, people believe they have a system in place, and then the weather takes a turn for the worse.