Millennials Are Wary of Debt, Unthinkably Optimistic About the Future

In January 2016 Dolph Janis contributed to an article on gobankingrates.com the article is titled:

 “Millennials Are Wary of Debt, Unthinkably Optimistic About the Future”

Written By Chris Metinko   , January 1, 2015

Kate Dye was able to graduate from college without owing a dollar — and she has no plans of changing her liability-averse financial situation anytime soon.

“I still live like I’m in school and in a city with low rent,” said the 25-year-old resident of Hamilton, Ontario in Canada who works as a health consultant. “I don’t want to go into debt, because I want to have the freedom to travel or make a career change to do something I am passionate about. Not now, but in a few years. I think most of my life milestones are going to happen later than they did for my parents, and debt is one of them.”

Laid Off? 9 Changes to Make Today

In December 2015 Dolph Janis contributed to an article on gobankingrates.com the article is titled:

 “Laid Off? 9 Changes to Make Today”

Written By  , December 5, 2015

 

Getting laid off can be an overwhelming experience. You’re likely dealing with a mix of emotions, from relief to fear to frustration, and more. Whether you have warning or not, a layoff is almost always unwelcome news.

Outside of the obvious need to begin a job search, you also have the financial impact of unemployment. In some instances, a severance package can help lighten the blow. Unless you have a fully stocked emergency fund, weathering the potential financial storm heading your way requires action on everything from filing for unemployment to slashing expenses.

Here are nine actions to take today if you’ve been laid off.

 

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How to Plan For Retirement if You Don’t Work

In December 2015 Dolph Janis contributed to an article on Safebee.com the article is titled:

“How to Plan For Retirement if You Don’t Work”

Written By: David Arv Bragi Money

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Setting aside money for retirement is easier when you have a great job. But what if you don’t? If your spouse works while you manage the house, a premature death or divorce could leave you struggling to save. If you’re disabled or just can’t work regularly, building up a nest egg on your own could likewise be a problem.

Start making plans now so you’ll have a financial cushion later in life.

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Are You Guessing Or Planning For Your Retirement?

This month Dolph Janis was published in Fortune Magazine the article is titled:

“Are You Guessing Or Planning For Your Retirement?”

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Milestones define our lives. Whether it’s making the team, graduating from college, or getting that first job, goals are set and dreams are realized. When you reach retirement age, it is important to ensure your financial goals are realistic. Everyone should enjoy retirement. But there are many factors that can tarnish your Golden Years.

When you are thinking about all the preparations for retirement, i.e. when, where, how and such, does the thought of safety come to your mind?

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