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    Our Resources

    Dolph Janis
    Dolph Janis In Retirement

    Annuities Offer Protection and Growth Potential

    Annuities can be an important part of a retirement plan. Annuities have always played a…
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    Dolph Janis
    Dolph Janis In Retirement

    Are your Social Security benefits taxable?

    The answer is: Yes, sometimes. If your retirement income consists mainly of Social Security benefits,…
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    Dolph Janis
    Dolph Janis In Long Term Care

    Why Long-Term Care is an Important Part of a Financial Plan

    Financial planning can be a complex process, especially for those looking for a comprehensive plan…
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    Dolph Janis
    Dolph Janis In Estate Planning

    Why Estate Planning is About More Than Money

    Nearly everyone needs an estate plan. Here’s how the right plan can help you protect…
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    Dolph Janis
    Dolph Janis In Life Insurance

    4 Recent Innovations in Life Insurance Policies

    Life insurance is no longer constrained to the inflexible policies our parents held. Here are…
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    Dolph Janis
    Dolph Janis In Retirement

    7 Signs You May be Ready for Retirement

    It can be difficult to know when you’re ready to retire, but checking these seven…
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    Recent Posts

    • Annuities Offer Protection and Growth Potential
    • Are your Social Security benefits taxable?
    • Why Long-Term Care is an Important Part of a Financial Plan
    • Why Estate Planning is About More Than Money
    • 4 Recent Innovations in Life Insurance Policies

    Recent Posts

    • Annuities Offer Protection and Growth Potential
    • Are your Social Security benefits taxable?
    • Why Long-Term Care is an Important Part of a Financial Plan
    • Why Estate Planning is About More Than Money
    • 4 Recent Innovations in Life Insurance Policies

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    Contact Us

    We welcome the chance to meet with you at your convenience to discuss your personal situation in retirement. We offer multiple ways for you to reach us. Se Habla Español.

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    13777 Ballantyne Corporate Pl., Ste 210
    Charlotte, NC 28277

    Ph: (704) 919-0149
    Fax: (980) 237-8144
    Txt: (704) 307-0202
    info@cisforlife.com

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    © 2026, Clear Income Strategies. All rights reserved.
    This website is for informational purposes only and does not constitute a complete description of our services or performance. This website is in no way a solicitation or offer to sell services except, where applicable, in states where we are licensed. Information throughout this site, whether charts, articles, or any other statement or statements regarding market or other financial information, is obtained from sources which we and our suppliers believe reliable, but we do not warrant or guarantee timeliness or accuracy of this information. By contacting Clear Income Strategies, you may be offered information regarding the purchase of insurance products. The agents of Clear Income Strategies Group, LLC are licensed insurance producers who offer products that are specific to a variety of insurance companies that they represent. Clear Income Strategies does not intend for the information provided to be used as investment, tax, or legal purpose. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Clear Income Strategies does not provide tax or legal advice and is not affiliated with the Social Security Administration or any other government agency. Logos and trademarks used are the property of their respective owners and no endorsement by those owners of the producer is stated or implied.


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    The City’s Best Awards judging panel honored Clear Income Strategies Group for the past four consecutive years, with the 2021, 2022, 2023, 2024, and 2025 City’s Best Award based on “outstanding service and customer satisfaction” over the last year. Partnering with only the highest-voted businesses, The City’s Best Awards works with one winner in each major city throughout the country.

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    National Association for Fixed Annuities (NAFA) is a national trade association exclusively dedicated to promoting the awareness and understanding of fixed annuities. Members of NAFA include more than 80 insurance carriers and independent marketing organizations that represent 200,000+ agents and registered representatives who sell fixed annuities, guiding its members to adhere to the highest standards of market conduct and ethical behavior.

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    • About Us
      • Our Team
        • Randall ‘Dolph’ Janis
        • Jeff Conyers
        • Lauren Garvey
        • Veronica Janis
        • Laura Glismann
      • Strategic Partners
      • Community Involvement
    • Strategies
      • Income Planning
      • Legacy Planning
      • Life Insurance
      • Retirement Planning
      • Social Security & Medicare Planning
    • Book
    • Podcast
    • Resources
      • Blog Articles
      • Videos & Radio Shows
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