Your Income Planner for Life

Income strategies that evolve with you.

The Team

Clear Income Strategies Group services North Carolina, South Carolina, Georgia, Florida, Michigan, Virginia, Pennsylvania, Connecticut, Maryland, Tennessee, Massachusetts, and Nevada. We have strategies for individuals of all who are seeking a knowledgeable and experienced professional for the portion of their portfolio they would like to protect. We provide focused information, compassion, and personability to help make sure your financial needs are met.

Randall ‘Dolph’ Janis

Owner and Founder Insurance Professional

Randall “Dolph” Janis has been in the retirement services industry since 2005 and has built a strong network of satisfied clients in Charlotte and the surrounding areas. He has hosted the “Income Strategies Radio Show” on WBT since 2015 and has been on the radio since 2010. Dolph has published multiple articles in magazines, including Forbes, Fortune, and Money to share his knowledge and experience with a wider audience. In addition, he has written and published a book, “Cross the Bridge to Retirement.”

Dolph’s goal is to provide fulfillment for the visions, hopes, and dreams of his clients by providing common sense solutions for their retirement needs. He strives to find and implement multiple strategies that will help clients achieve their objectives while preparing them for a higher degree of safety in retirement.

Dolph has been happily married since 2004, and he and his wife adopted a beautiful baby girl in 2014. He is a Club Level Producer and represents over 30 different insurance companies in the U.S., an avid golfer, and a member of the board of his local country club. Attending St. Matthews Catholic Church has aided in shaping Dolph’s vision and understanding of others.

Jeff Conyers


Jeff is our Medicare, Life Insurance, and Long-Term Care Solutions professional. His passion is educating families and business owners regarding the many options available to them and providing the best value solutions based on their specific needs and objectives. Jeff took on the responsibility of managing his father’s care and financial needs when his father was diagnosed with dementia in the late 1990s. Jeff explains,

“The more involved I became with my dad’s personal matters, the more I realized that the people my dad trusted to help him were not always looking out for his best interests.” And so, while in the midst of a successful Consumer Products Industry career, he chose to “make a move” and focus on helping families navigate their coverage options. Jeff is a Raleigh native and holds degrees in Economics and Business Administration from North Carolina State. He has over 20+ years of experience and has earned Certification in Long-Term Care (CLTC) and Certified Medicaid Planner (CMP) designations.

Lauren Garvey

Marketing Director & Insurance Agent

Lauren is our Marketing Director. She graduated from the University of North Carolina at Charlotte, majoring in business administration with a concentration in marketing. She is a goal-driven individual who never passes up new challenges. Outside of work, she enjoys spending time outdoors with friends and family.
NC Insurance License #19162681

Veronica Janis

Operations Director & Notary

Veronica joined the Clear Income Strategies team in 2017. As our operations director, Veronica ensures we all work together as a team, with our clients’ satisfaction in mind. Originally from Mexico and having lived in the U.S. since 1998, Veronica has a unique combination of Hispanic gentility and warmth in personal relationships with American assertiveness and diligent work.

Veronica earned her B.S. in food science in Mexico and her master’s degree in Spanish
translating and translation studies, plus a graduate certificate in business from UNC Charlotte.

In addition to her position at Clear Income Strategies Group, Veronica enjoys spending time
with her husband, Dolph, and their daughter, Samantha. She treasures her friends and loves to travel.

Laura Gilsmann

Client Relations Specialist

Laura is our Client Relations Specialist. Originally from Los Angeles, CA, she managed a successful court reporting agency that specialized in entertainment law. She has an extensive background in client relations which makes her a perfect fit for our team. She recently relocated to the Charlotte area with her two children and five pets. In her spare time, she enjoys home decorating, gardening, baking elaborate cakes and desserts, as well as spending quality time with her family and friends.

Strategic Partners

Ragi Riad


Team Members (Not Pictured)

Steele Creek Tax

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